Financial Services

Financial Services is a uniquely challenging area for companies to navigate. The development of products and services in this sector, as well as the technology that underpins them, evolves at an ever increasing speed. Every year, regulators increase their requirements and it is crucial that companies in this sector stay ahead of the game.

We understand that each financial services company is unique, with its own set of challenges and requirements. Our approach is personalized, and we take the time to understand your business goals and objectives. We stay up-to-date on the latest industry developments, ensuring that our clients receive accurate and effective legal guidance.


We advise and support those entering the Irish market in obtaining authorization from the CBI as Payment Institutions, Electronic Money Institutions, Credit Servicing Firms and Virtual Asset Service Providers, including guidance on what models of service delivery will be acceptable to the regulator.


We provide assistance with meeting the outsourcing and operational resilience regimes, Fitness and Probity, the IAF/SEAR individual accountability regime and assistance with Risk Mitigation Programmes issued by the Central Bank of Ireland. We also guide companies operating in the open banking, embedded finance and “Buy Now, Pay Later” sectors. 

Consumer Protection

We guide our clients in understanding and complying with consumer protection rules that are applicable to the fintech and payments industry, including horizon scanning for new legislative developments regarding, for example, liability restrictions and unfair terms.

Virtual Assets

Financial services regulation in the area of digital assets, and in particular crypto assets, is developing at lightning pace. Our firm provides expert guidance on navigating the regulatory landscape for crypto assets (MiCA), as well as advising companies operating in the DeFi space. 


Our team has extensive experience in drafting and negotiating a variety of financial services agreements, including loan agreements, bi-lateral guarantees, PCP finance agreements, outsourcing agreements, joint ventures, personal lending automation, insurance and service provider agreements.